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Life insurance can be used: There are four parts to a life insurance contract: How Much Do I Need? If you would like for us to explore other carriers, please ask. The policy owner is responsible for paying premiums in order to maintain the policy in force.
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Marc has been practicing strategy consulting for over 17 years and has 16 years of prior industry experience. His practice has been focused on addressing multi-stakeholder issues stemming from innovations in policy-driven regulated environments. Over the course of his career Daniel has also held senior positions in the PRI brokerage business. His editorials have been published in such notable newspapers as the International Herald Tribune and the Wall Street Journal. Choosing the right life insurance policy Two questions present difficulty for most life insurance buyers: Term Life Insurance — Provides coverage for a fixed duration of time e. Because each insurance company has a process they use to determine if, and at what health rating they are willing to offer coverage to an applicant. The amount of yearly income needed The number of years this income will be needed The average annual percentage of interest your investments will earn Future college education expenses Anticipated funeral and burial expenses Retirement needs Special needs for children or other family member s The Application Process Buying life insurance typically takes weeks. Term Life Insurance — Provides coverage for a fixed duration of time e. How Much Do I Need? Exams are conducted by a licensed paramedical or medical doctor and generally require a blood and urine specimen, blood pressure readings, height and weight measurement, and a series of questions regarding your medical history. Additionally, your age and income have a direct bearing on your life insurance needs. Contact Us 1 S.
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